Liisi's installment plan
With Liisi installment payment, you can pay for your purchases in flexible installments over a longer period.
Installment payment
up to €25,000
Interest from
16%
Period until
120 months
Contract fee
from 10 €
Management fee
from €0
Deposit
from €0

Limit available before going to the store
If you want to know the amount you can use Liisi installment payment for before making a purchase, submit a limit request in Holmbank self-service. Within the pre-requested limit, you can conveniently make installment purchases in the store for 60 days without submitting a new application - all you need to do is sign the contract.
With Liisi installment payment, you can pay for various products and services at Starcom. Check out our products and find the right one for you!
To apply, you must have:
- A citizen of the Republic of Estonia who is at least 20 years old or a person with a permanent residence permit in Estonia
- Official job with minimum seniority of 6 months
- Income of at least €385 per month
- Valid identification document
How to buy Liisi on installments?
1. Select a product
Choose a suitable product from Starcom and submit a request to the seller or select Liisi as the payment method in the shopping cart in the online store
2. Choose conditions
Choose the contract length, down payment amount and repayment date
3. Sign the contract
Sign in the store on paper or digitally with an ID card, Mobile ID or Smart ID. Receive your goods immediately!
Frequently asked questions
Liisi installment payments can be purchased by all citizens of the Republic of Estonia who are at least 20 years old or have a permanent residence permit in Estonia. Your income must be at least €385 per month and you must not have any debts.
You can sign the Liisi installment agreement on paper or digitally with an ID card, Mobile ID or Smart ID at a Starcom representative office.
A credit limit is a financial limit within which you can purchase goods or services. In the case of Liisi installment payments, you can apply for a maximum of €25,000. Your possible installment payment limit will be determined after you submit your application.
The contract fee starts at €0. The amount of the contract fee depends on ongoing campaigns.
Yes, you can repay the loan received under the Liisi installment agreement or part of it early. If you wish to do so, please notify Holm in writing on paper or by email to [email protected].
Yes, it is generally possible to change the payment schedule of Liisi's installment plan to a longer or shorter one and to change the payment date. If you wish to do so, please notify Holm in writing on paper or by email at [email protected].
Start today!
Check out our products and make your purchase conveniently with installment payments!
Service provider: Holm Bank AS
The financial service provider is Holm Bank AS. Read the terms and conditions of the contract and consult an expert.
The annual percentage rate of credit is 33.74% per annum under the following sample conditions: cost of goods / loan amount €500, contract fee €15, period 36 months, fixed interest rate 15.9% of the loan amount per annum, total amount payable €750.19, repayment amount €750.19 and number of repayments 36.